Accidents involving Uber, Lyft, DoorDash, Instacart, Uber Eats, and other app-based services can present difficult questions about who was working, which policy applies, and what the driver was doing in the application at the time of the crash.
Fusco Law investigates the digital and business records behind the trip or delivery. That includes app status, trip data, commercial policies, personal insurance exclusions, and the relationship between the platform and the driver.
Matters the firm evaluates
- Uber and Lyft passenger injuries
- Rideshare vehicle collisions
- DoorDash and Uber Eats crashes
- Instacart delivery accidents
- Pedestrians struck by gig drivers
- Commercial e-bike deliveries
- App-on and app-off coverage disputes
- Uninsured and underinsured claims
Developing the evidence
- Application and trip-status records
- Platform insurance policies
- Personal and commercial coverage
- Delivery and dispatch records
- Electronic communications
- Driver screening and account history
Frequently asked questions
Which insurance policy covers a rideshare accident?
Coverage may depend on whether the driver was offline, available for a request, traveling to a passenger or delivery, or actively transporting someone. The facts and policy language must be compared carefully.
Can a passenger bring a claim?
An injured passenger may have claims against one or more drivers and access to applicable rideshare or vehicle insurance, depending on the circumstances.
Do delivery apps provide the same coverage as Uber or Lyft?
Not necessarily. Platform policies and state requirements vary. The specific company, activity, and insurance documents matter.