Central Jersey gig economy accident lawyer

Hit by an App-Based Driver?

When an app-based driver causes a crash, the most important insurance question may be what the driver was doing inside the platform at that exact moment. Fusco Law investigates app status, trip activity, personal coverage, and company policies to identify every potential source of recovery.

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Free consultation. No attorney’s fee unless we win.

Experience changes the conversation

Building the Case From the First Call

Instacart, DoorDash, Uber Eats, Uber, Lyft, and similar platforms operate under different agreements and insurance structures. Coverage can change depending on whether a driver was offline, waiting for a request, traveling to a pickup, transporting an order, or carrying a passenger.

The labels used by a platform do not necessarily end the legal analysis. The facts surrounding control, work activity, insurance, and the relationship among the driver, platform, restaurant, retailer, and delivery customer can matter.

Cases we investigate

Gig Economy Accidents

Common Claims

  • DoorDash delivery accidents
  • Uber Eats driver collisions
  • Instacart shopper and delivery crashes
  • Uber and Lyft passenger injuries
  • Pedestrians and cyclists struck by gig drivers
  • Uninsured and disputed app-status claims

Evidence That Matters

  • App, trip, order, and delivery-status records
  • Driver screenshots and platform communications
  • Personal and platform insurance policies
  • GPS, phone, telematics, and vehicle data
  • Restaurant, retailer, and delivery records

Injuries We See

  • Neck, back, and joint injuries
  • Fractures and surgical injuries
  • Pedestrian and cyclist trauma
  • Head and brain injuries
  • Permanent disability and wrongful death

What Fusco Law does

Protect the Proof. Find the Coverage. Show the Loss.

Pinpoint the driver's status at the time of impact
Demand records from the platform before they are lost
Coordinate personal, commercial, and platform coverage
Challenge coverage denials and finger-pointing among insurers

Straight answers

Gig Economy Accidents FAQs

Does DoorDash, Uber Eats, or Instacart provide insurance?

Some platforms provide certain coverage for qualifying activity, but terms, limits, exclusions, and app-status requirements differ. The driver's personal policy and other coverage must also be reviewed.

What if the driver says the app was off?

That statement should be tested against app records, order history, GPS data, phone evidence, and platform communications. Preserving those records early can be critical.

Can I make a claim if I was a passenger or delivery customer?

Potentially. Passengers, other motorists, pedestrians, cyclists, and others injured by negligent app-based driving may have claims, depending on fault and available insurance.

The insurance company has a team. You should too.

Never Settle for Less.

Your consultation is free and confidential. There is no attorney’s fee unless Fusco Law recovers money for you.

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Visit our Central Jersey office
750 US 202, Suite 100
Bridgewater, NJ 08807
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